A tax credit is available to certain low-income individuals if they are at least age 65 or older before the close of the tax year, and to individuals under age 65 if they are retired with a permanent and total disability and have taxable disability income from a public or private employer.

To claim the credit for the elderly or disabled, if you are filing Form 1040, you must use Schedule R.

Schedule R (Form 1040), Credit for the Elderly or Disabled

The file is in Adobe portable document format (PDF), which requires the use of Adobe Acrobat Reader.

To get a free version of Adobe Acrobat Reader software, go to the Adobe web site.

For more information, see our discussion of claiming the credit for the elderly or disabled.

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