For tax years 2002 through 2006, if you make a contribution to a traditional or Roth IRA or to a qualified employer plan (like a 401(k)), you may be eligible to receive a tax credit of up to $1,000 for the year. To qualify, your adjusted gross income for the year must be less than $25,000 if you are single ($37,500 for head of household and $50,000 if married filing jointly).

Form 8880, Credit for Qualified Retirement Savings Contributions

The file is in Adobe portable document format (PDF), which requires the use of Adobe Acrobat Reader.

To get a free version of Adobe Acrobat Reader software, go to the Adobe web site.

For more information, see Saving for Retirement.

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